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Loan Programs

New!! No Ratio and No MinImum Credit Score Loan Option

Duration:
15 minutes

No Income Verification Loans - Residential Investment and Commercial Properties

  • 1-4 unit non owner-occupied residential properties. No DSCR ratio.
  • Multifamily, mixed use, office, retail, warehouse, self-storage, automotive
  • 30 year fixed, short term IO, and rehab options (rehab for resi deals only)
  • Up to 75% ltv (purchase, refi, cash out refi)
  • 650 credit needed for max LTV. Will go down to 600 credit at 50-60% LTV.
  • No W2 or paystubs needed ever.
  • No DSCR requirements (except on larger commercial loans)
  • No source/seasoning of down payment funds
  • Foreign nationals at max LTV of 70-75% depending on property type.
  • Foreign investors at max of 65% LTV
  • The Fast 50 LTV max loan has no min credit score, allows 1 day out of FC, vacant properties must be in move in ready condition, no VOM’s no Debt ratio. Allows non-seasoned borrowers. Allows late mtg payment history. All of our property types.

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